Welcome to My Online Home Mortgage Loan Center!
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I've been in the mortgage business for more than 15 years. If you are looking to refinance, purchase a home, build a new home or buy a lot, you've come to the right place! I represent dozens of banks and will save you money. I promise you, not only the best price and service, but most importantly, the best product available to meet your needs.
Right now you can submit a complete online loan application to purchase or pre-qualify for a home loan. My senior mortgage team can then start work on your application as soon as we review your file.
By applying online, your application is received immediately and you will get my AIM (Answers In Minutes) guarantee. AIM is designed to get you the quickest available response for your loan request.
When you are ready to purchase a home, it makes sense to negotiate from the strongest position possible.
What I have found is that those buyers are usually very good, qualified buyers and are not worried about getting approved. Even though they usually are correct and will ultimately be approved, the Seller in most cases has no guarantees.
The vast majority of Purchaser's today go about the process entirely wrong, putting themselves at an overwhelming disadvantage!
Let's look at this from the Sellers perspective for a moment. If you were the Seller and had multiple offers on your property, all things being equal, would you accept the one with Certificate of Financing Approval or the one that was still conditional on Financing? The answer is obvious. Why then, do so many buyers wait to start the financing until after they have found the home?
Lastly, from a cost savings perspective . . .
As a prospective purchaser, it makes all the more sense to start the financing early on so you can get a firm handle on your interest rate and estimate of points and closing costs. If you do this before finding a home, you are not under any time constraints and are less likely to over pay like a buyer who has found a home and is under strict time constraints.
Who are we and why choose us . . .
We are an Expedia/Priceline of the mortgage industry; a clearing house for 90 of the nation's largest banks (Countrywide, Washington Mutual, Chase, Wells Fargo, Bank America, National City, GMAC to name a few). Our industry leading pricing engine compares wholesale rates at over 90 plus banks simultaneously.
Additionally, we provide a special Cindy Banks Team 'One Stop Shop Pricing Discount.' This discount allows us to consistently under price many of these banks by granting you much lower margins than their individual retail distribution chains will offer.
Tony Banks
630-533-7900 - Mobile
eFax - 630-686-7900
To learn more about how to win in the home buying market click on: www.tonybanks.com/win
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